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<body lang=3DEN-US style=3D'tab-interval:.5in'>

<div class=3DSection1>

<h1>Payment Policy</h1>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp;&nbsp;&nbsp; </span>When it comes to
services and payments, no one likes surprises!<span
style=3D'mso-spacerun:yes'>&nbsp; </span>For this reason, we would like to
explain our office payment policies, and clarify how you wish to pay for y=
our
services in our office. After reading this policy, please check one of the
following payment options below (continued on the back), and hand this pap=
er to
our receptionist.<span style=3D'mso-spacerun:yes'>&nbsp; </span>By checkin=
g this
option and signing this form on the back, you agree to follow this option =
as
described.<span style=3D'mso-spacerun:yes'>&nbsp; </span>If you have any
questions, please contact our office.<span style=3D'mso-spacerun:yes'>&nbs=
p;
</span>Thank You.<o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><b style=3D'mso-bidi-font-weight:normal'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>A.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>PAYMENT IS DUE AT THE TIME OF SER=
VICE OR
RECEIVING MATERIALS.</span></b><span style=3D'font-size:12.0pt;mso-bidi-fo=
nt-size:
10.0pt'><o:p></o:p></span></p>

<p class=3DMsoBodyText><span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>If other
arrangements are necessary, they must be made PRIOR to receiving services.=
</p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.25in;text-indent:-.25in;mso-lis=
t:l0 level1 lfo2;
tab-stops:list .25in'><![if !supportLists]><b style=3D'mso-bidi-font-weigh=
t:normal'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'><span style=3D'mso-li=
st:Ignore'>B.<span
style=3D'font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp; </span></s=
pan></span></b><![endif]><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-=
bidi-font-size:
10.0pt'>INSURANCE PATIENTS</span></b><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt'> - Due to the increasing complexity and variability of the many
different insurance plans today, and because more and more of the plans
reimburse the patient directly, we are now asking our patients to pay his =
or
her entire bill directly to our office.<span style=3D'mso-spacerun:yes'>&n=
bsp;
</span>If the insurance payment comes to our office, we will promptly refu=
nd
the patient.<o:p></o:p></span></p>

<p class=3DMsoBodyText style=3D'margin-left:.25in;text-indent:12.0pt'>If y=
ou would
like for our office to file your insurance claim for you, you must be sure=
 to
bring an insurance form with you to your examination appointment.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Be sure you have completed your s=
ection
of the form before your appointment date, and we will complete our part.<s=
pan
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.25in;text-indent:-.25in;mso-lis=
t:l0 level1 lfo2;
tab-stops:list .25in'><![if !supportLists]><b style=3D'mso-bidi-font-weigh=
t:normal'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'><span style=3D'mso-li=
st:Ignore'>C.<span
style=3D'font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp; </span></s=
pan></span></b><![endif]><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-=
bidi-font-size:
10.0pt'>CONTACT LENS PATIENTS</span></b><span style=3D'font-size:12.0pt;
mso-bidi-font-size:10.0pt'> - At least 50 % of the total fees are due when=
 your
contacts are picked up.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The =
<span
class=3DGramE>remainder of the fees are</span> due at your first follow-up=
 check.<o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.25in;text-indent:-.25in;mso-lis=
t:l0 level1 lfo2;
tab-stops:list .25in'><![if !supportLists]><b style=3D'mso-bidi-font-weigh=
t:normal'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'><span style=3D'mso-li=
st:Ignore'>D.<span
style=3D'font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp; </span></span></=
span></b><![endif]><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-=
bidi-font-size:
10.0pt'>MEDICARE PATIENTS</span></b> <span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt'>- You must bring your Medicare card to your first appointment.<span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>Medicare will pay part of t=
he
examination fee if the symptoms or diagnosis warrants.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The other part of the examination=
 fee is
your responsibility.<span style=3D'mso-spacerun:yes'>&nbsp; </span>We ask =
that
you pay our office at the time your services are provided for the amount w=
e do
not expect Medicare to pay.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Medicare will send YOU a statement indicating the amount that was p=
aid
to us and the services they reimbursed.<span style=3D'mso-spacerun:yes'>&n=
bsp;
</span>They will subtract out any Medicare deductibles you have not met fo=
r the
current year.<o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.25in;text-indent:12.0pt'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>We are not required t=
o wait
for the secondary insurance carrier to pay before billing you directly for=
 the
unpaid balance.<span style=3D'mso-spacerun:yes'>&nbsp; </span>If you have =
had
cataract surgery, then one pair of glasses <span class=3DGramE>are</span> =
covered
after each surgery.<o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><b style=3D'mso-bidi-font-weight:normal'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>E.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>MEDICAID PATIENTS</span></b><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'> - You MUST bring your
current Medicaid card to ALL appointments.<o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><b style=3D'mso-bidi-font-weight:normal'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>*<span class=3DGramE>=
*<span
style=3D'mso-spacerun:yes'>&nbsp; </span>SPECIAL</span> NOTE</span></b><sp=
an
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>:<span
style=3D'mso-spacerun:yes'>&nbsp; </span>In the case of separated or divor=
ced
parents, whoever brings the child to the office for the appointment is
responsible for the bill.<o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><b style=3D'mso-bidi-font-weight:normal'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>*<span class=3DGramE>=
*<span
style=3D'mso-spacerun:yes'>&nbsp; </span>CREDIT</span> CARDS</span></b><sp=
an
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'> &#8211; For your
convenience, we accept <span class=3DSpellE>Mastercard</span>, Visa, Disco=
ver,
and Care Credit cards.<o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<h1>CONTINUED ON BACK&#8230;</h1>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal align=3Dcenter style=3D'text-align:center'><b style=
=3D'mso-bidi-font-weight:
normal'><span style=3D'font-size:14.0pt;mso-bidi-font-size:10.0pt'>Please =
check
one of the following payment options below:<o:p></o:p></span></b></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in;text-indent:-.5in'><span
class=3DGramE><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>_=
__ 1.</span></span><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'><span style=3D'mso-ta=
b-count:
1'>&nbsp; </span><b style=3D'mso-bidi-font-weight:normal'>CASH/CHECK</b> <i
style=3D'mso-bidi-font-style:normal'>- &quot;I will pay in full when my se=
rvices
are rendered.<span style=3D'mso-spacerun:yes'>&nbsp; </span>If glasses or =
other
materials are ordered, I will pay 50% <span class=3DGramE>today,</span> an=
d the
balance when I receive them.&quot;</i><o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in;text-indent:-.5in'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'><o:p>&nbsp;</o:p></sp=
an></p>

<p class=3DMsoNormal style=3D'margin-left:.5in;text-indent:-.5in'><span
class=3DGramE><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>_=
__ 2.</span></span><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'><span
style=3D'mso-spacerun:yes'>&nbsp; </span><b style=3D'mso-bidi-font-weight:=
normal'>CREDIT
</b>- <i style=3D'mso-bidi-font-style:normal'>&quot;I have previously esta=
blished
good credit in your office.<span style=3D'mso-spacerun:yes'>&nbsp; </span>=
I will
pay for my charges in full upon receiving a statement at the end of this
month.<span style=3D'mso-spacerun:yes'>&nbsp; </span>I understand that a
rebilling charge of $2.00/month will be charged after 60 days past due.&qu=
ot;<o:p></o:p></i></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in;text-indent:-.5in'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'><o:p>&nbsp;</o:p></sp=
an></p>

<p class=3DMsoNormal><span class=3DGramE><span style=3D'font-size:12.0pt;m=
so-bidi-font-size:
10.0pt'>___ 3.</span></span><span style=3D'font-size:12.0pt;mso-bidi-font-=
size:
10.0pt'><span style=3D'mso-spacerun:yes'>&nbsp; </span><span class=3DGramE=
><b
style=3D'mso-bidi-font-weight:normal'>MEDICARE PART B</b>.</span><o:p></o:=
p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in'><span style=3D'font-size:1=
2.0pt;
mso-bidi-font-size:10.0pt'><span style=3D'mso-spacerun:yes'>&nbsp;</span>_=
__a. <span
class=3DGramE>DEDUCTIBLE<span style=3D'mso-spacerun:yes'>&nbsp; </span>NOT=
</span><span
style=3D'mso-spacerun:yes'>&nbsp; </span>MET <i style=3D'mso-bidi-font-sty=
le:normal'>-
&quot;I have not paid out the entire Medicare deductible this year, so I w=
ill
pay for my services in full on the day I receive them as is stated in Opti=
on #1
above.&quot;<o:p></o:p></i></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in'><span style=3D'font-size:1=
2.0pt;
mso-bidi-font-size:10.0pt'>___b. <span class=3DGramE>DEDUCTIBLE<span
style=3D'mso-spacerun:yes'>&nbsp; </span>MET</span> - <i style=3D'mso-bidi=
-font-style:
normal'>&quot;I have met my Medicare deductible this year, so I will pay f=
or
those services that we do not expect Medicare to pay.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>I will pay them promptly accordin=
g to
the instructions of the office receptionist.&quot;<o:p></o:p></i></span></=
p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in'><span style=3D'font-size:1=
2.0pt;
mso-bidi-font-size:10.0pt'>NOTE:<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Our office is not required to wait for the secondary Medicare insur=
ance
carrier to pay before billing you directly for the unpaid balance.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>If you have had cataract surgery,=
 then
one pair of glasses is covered after each surgery.<o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in;text-indent:-.5in'><span
class=3DGramE><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>_=
__ 4.</span></span><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'><span style=3D'mso-ta=
b-count:
1'>&nbsp; </span><b style=3D'mso-bidi-font-weight:normal'>VSP</b> - <i
style=3D'mso-bidi-font-style:normal'>&quot;I have Vision Service Plan (VSP=
).<span
style=3D'mso-spacerun:yes'>&nbsp; </span>I will pay in full today for any
deductible(s) and extra charges that I owe.&quot;<o:p></o:p></i></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in;text-indent:-.5in'><i
style=3D'mso-bidi-font-style:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt'><o:p>&nbsp;</o:p></span></i></p>

<p class=3DMsoNormal style=3D'margin-left:.5in;text-indent:-.5in'><span
class=3DGramE><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>_=
__ <b
style=3D'mso-bidi-font-weight:normal'>5.</b></span></span><b style=3D'mso-=
bidi-font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'><span
style=3D'mso-spacerun:yes'>&nbsp; </span><span class=3DGramE>MEDICAID.</sp=
an><span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span><i style=3D'mso-bidi-font-s=
tyle:
normal'>&#8220;</i></span></b><i style=3D'mso-bidi-font-style:normal'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>I understand that if
Medicaid does not pay for any of my services or materials, I am responsibl=
e and
agree to pay for them myself.&#8221;<o:p></o:p></span></i></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><span class=3DGramE><span style=3D'font-size:12.0pt;m=
so-bidi-font-size:
10.0pt'>___ 6.</span></span><span style=3D'font-size:12.0pt;mso-bidi-font-=
size:
10.0pt'><span style=3D'mso-tab-count:1'>&nbsp; </span><b style=3D'mso-bidi=
-font-weight:
normal'>OTHER VISION INSURANCE<o:p></o:p></b></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in;text-indent:3.0pt'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>___a. <i style=3D'mso=
-bidi-font-style:
normal'>&quot;I have previously filed this vision insurance plan in this o=
ffice
and we are familiar with the insurance benefits and payments.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>I agree to pay the remainder in f=
ull
when my services are rendered.&quot;</i><o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in;text-indent:3.0pt'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>___b. <i style=3D'mso=
-bidi-font-style:
normal'>&quot;I have not previously filed this vision insurance plan in th=
is
office; therefore, we are not familiar with the insurance benefits and
payments.<span style=3D'mso-spacerun:yes'>&nbsp; </span>I agree to pay for=
 all
charges in full when my services are rendered as is stated in Option #1 ab=
ove,
and will request that the insurance payment come directly to me.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>If it goes to this office instead=
, they
will promptly refund me.&quot;<o:p></o:p></i></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=
&nbsp;&nbsp;&nbsp; </span><span
class=3DGramE>c.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Name</span>=
 of your
Insurance Company:___________________________________________<o:p></o:p></=
span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=
&nbsp;&nbsp;&nbsp; </span><o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-left:.5in'><b style=3D'mso-bidi-font-=
weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt'>BE SURE=
 to
bring your insurance card to your appointment; we will need to make a copy=
 of
it.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Thank you!<o:p></o:p></s=
pan></b></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=
&nbsp;&nbsp;&nbsp; </span>I
agree to pay all of my charges as promised.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>I further agree upon default to p=
ay 1.5%
per month (18% per annum) on any unpaid balances along with all costs of
collection including reasonable attorney fees.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>I further agree that any dispute =
with
regard to payment of this debt shall be subject to the laws of the State o=
f <st1:State
w:st=3D"on">Indiana</st1:State> and by my signature am submitting myself t=
o the
jurisdiction of the courts of <st1:place w:st=3D"on"><st1:State w:st=3D"on=
">Indiana</st1:State></st1:place>.<o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'>________________________________________________<span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span><span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span>_______________________<o:p></=
o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:12.0pt;mso-bidi-font-size:10=
.0pt'><span
style=3D'mso-spacerun:yes'>&nbsp; </span><span style=3D'mso-tab-count:1'>&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span>Patient's
signature<span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span><span style=3D'mso-tab-count:4'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nb=
sp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Date<o:p></o:p></span></p>

</div>

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